I have not used my SBI debit card since 9 months ago. How can i reactivate it again?

What is a Debit Card?

Debit cards represent an incredibly convenient form of digital money. They offer a hassle-free transaction method for cardholders wishing to make payments. These payments can be directed to various merchants, both physical and online, as well as to e-commerce portals. The transaction process is straightforward and efficient, as the funds are drawn directly from the balance in the cardholder’s bank account. This account is linked to the debit card, allowing for immediate access to funds and a smooth transaction process. Thus, debit cards eliminate the need to carry cash and provide a secure and easy payment method.

I have not used my SBI debit card since 9 months ago?

CASE 1:-

In the case where your debit card has been activated but has not been used for a period of 9 months to a year, there is nothing specifically mentioned by the State Bank of India (SBI) that your debit card will be deactivated.

However, it is vital to note that you should make use of your SBI account once a year by engaging in transactions. These transactions could be anything from transferring money to another person or even making purchases. If you fail to make even a single transaction within a year, your account will be classified as dormant by the bank. This is an important point to remember to ensure that your account remains active.

CASE 2:-

In the scenario where your debit card has remained inactive, not having been used for a duration extending from 9 months to a full year, it’s necessary to activate your debit card before proceeding with any transactions. This means that the first step is to go through the card activation process, which typically involves activating through ATM, SBI YONO app, SBI YONO Lite and Internet banking login. Only after the card has been activated and is recognized as active by the bank, you would then be able to use your debit card for making transactions, whether that’s withdrawing cash from an ATM, making a purchase at a store, or paying bills online.

However, it is vital to note that you should make use of your SBI account within a year by engaging in transactions. These transactions could be anything from transferring money to another person or even making purchases. If you fail to make even a single transaction within a year, your account will be classified as dormant by the bank. This is an important point to remember to ensure that your account remains active.