Yes, definitely you can apply for SBI atm card online. For this you need to login on SBI internet banking website, then navigate to e-services>ATM card services.
- Log in to the internet banking or mobile banking account.
- Choose “e-services”
- Then choose “ATM Card services” and click on “Request ATM/Debit Card”
- Authenticate the request with an OTP sent to the registered mobile number
- Select the primary account number & type of card & confirm the request.
Or you can also contact to SBI customer services to request for new ATM/Debit card.
SBI Virtual ATM Card for online Payments.
You can have a Virtual Card with the facilities of a debit card for only online payments. Virtual Cards as the name says is virtual in nature. For this you should have an account with SBI and Internet Banking facility associated with that account. With the help of SBI Internet Banking you can have innumerable Virtual cards having there own distinct card no. CVV number etc. you just have to load a specific amount that you want to choose.
what are SBI ATM card annual charges?
The applicable charges for this debit card are Rs.125 plus GST. The annual maintenance charge for this debit card is Rs.175 plus GST. The applicable AMC for a Platinum Debit Card is Rs.250 plus GST. The applicable annual maintenance charge is Rs.350 plus GST.
SBI Debit Card ATM Withdrawal Charges.
You have to pay a withdrawal charge of Rs.10 for every cash withdrawal exceeding the free limit at SBI ATMs. If you want to make more financial transactions at ATMs of other banks, you will have to pay a fee of Rs.20 for every transaction. In addition to the withdrawal fee, you also have to pay the applicable GST.
SBI ATM Charges Per Year 2024
The annual charges for SBI Debit cum ATM card range from Rs.125 to Rs.350. In addition to this amount, cardholders will have to pay the applicable GST.
SBI ATM Charges After 3 Transactions
SBI ATM cardholders will get the benefit of 5 free transactions, including financial and non-financial transactions at the bank’s ATMs, if their average monthly balance is above Rs.50,000 (it was Rs.25,000 earlier). Unlimited transactions can take place above this limit.
SBI ATM Charges Per Transaction
ATM cardholders have to pay Rs.10 + GST if they wish to withdraw cash above the prescribed limit from the bank’s ATMs. However, they’ll have to pay Rs.20 + GST per transaction if they wish to withdraw money from the ATMs of other banks.
SBI Declined Transaction Charges
There might be situations when transactions are declined because of insufficient balance. If you face a situation like this, you will have to pay Rs.20 + applicable GST.
SBI Unlimited Free Transactions
There’s an important factor you need to consider. People who maintain a monthly balance of Rs.1 lakh or more will get the benefit of unlimited free transactions. It’s applicable for both financial and non-financial transactions at both SBI and other banks’ ATMs.
When it comes to international ATM cash withdrawals, you would have to pay Rs.100 along with 3.5% of the transaction amount and applicable GST. For international transactions made through Point of Sale, 3% of the transaction amount, along with GST, will be applicable.
You should also take into account the SMS charges levied by SBI. The bank has levied a quarterly fee of Rs.12 for SMS for debit card holders. However, it’s only applicable to people who maintain an average quarterly balance of Rs.25,000.
Conclusion
If you want to apply for a debit / ATM card at the State Bank of India, you should be aware of the SBI ATM card charges. The most important feature you need to note is that the bank allows its customers to make 5 free transactions at ATMs if their average monthly balance is Rs.50,000. It includes financial and non-financial transactions as well. ATM charges will be applicable if the cash withdrawal crosses the aforementioned limit.