Interest is depend upon the scheme which you are investing. There are many ways to invest a lumpsum amount in SBI like Fixed deposit, Mutual Funds, Stocks, Bonds, etc.
How much FD interest for 1 lakh in SBI per month.
If you have accumulated a 1 lakh amount of savings, consider investing it in a fixed deposit. then at the end of the year it would have increased to ₹1,07,000 with 7% rate of return per annum.
Types of SBI Bank Fixed Deposits
Below are the Types of FDs offered by SBI Bank:
- Regular Fixed Deposit
- SBI Multi Option Deposit
- SBI Tax Savings Scheme, 2006
| Name | Amount | Interest Rate (per Annum) | ROI/month |
| Regular Fixed Deposit | ₹1,00,000 | 7% | ₹583.33 |
| SBI Multi Option Deposit | ₹1,00,000 | 5% | ₹416.66 |
| SBI Tax Savings Scheme, 2006 | ₹1,00,000 | 6.5% | ₹541.66 |
How much Mutual Fund interest for 1 lakh in SBI per month.
If you have accumulated a 1 lakh amount of savings, consider investing it in a mutual fund. then at the end of the year it would have increased to ₹1,20,000 with 20% rate of return per annum.
Types of SBI Bank Mutual Funds.
- SBI Long Term Equity Fund
- SBI Contra Fund
- SBI Healthcare Opportunities Fund
- SBI Equity Hybrid Fund
| Name | Amount | Interest Rate (per Annum) | ROI/month |
| SBI Long Term Equity Fund | ₹1,00,000 | 20.28% | ₹1,690 |
| SBI Contra Fund | ₹1,00,000 | 20.08% | ₹1,673 |
| SBI Healthcare Opportunities Fund | ₹1,00,000 | 19.3% | ₹19,300 |
| SBI Equity Hybrid Fund | ₹1,00,000 | 15.01% | ₹15,010 |
How much Stock interest for 1 lakh in SBI per month.
If you have accumulated a 1 lakh amount of savings, consider investing it in a mutual fund. then at the end of the year it would have increased to ₹1,39,500 with 39.50% rate of return per annum.
| Name | Amount | Interest Rate (per Annum) | ROI/month |
| State of India | ₹1,00,000 | 39.50% | ₹1,39,500 |
How much Bonds interest for 1 lakh in SBI per month.
If you have accumulated a 1 lakh amount of savings, consider investing it in a mutual fund. then at the end of the year it would have increased to ₹1,09,450 with 9.45% rate of return per annum.
| Name | Amount | Interest Rate (per Annum) | ROI/month |
| 9.45% State Bank Of India – AA Rated (INE062A08199) | ₹1,00,000 | 9.45% | ₹787 |
Conclusion
Investing 1 lakh in SBI (State Bank of India) can be a prudent decision, considering its stability and prominence in the banking sector. However, the return per month would depend on various factors such as the prevailing interest rates, economic conditions, and the performance of the stock market.
Assuming a hypothetical scenario where you invest in SBI stocks or mutual funds, historical data can provide some insight. Over the long term, SBI has shown resilience and has the potential for capital appreciation. However, it’s important to note that the stock market can be volatile, and returns are not guaranteed.
To estimate the potential return per month, you would need to consider factors such as dividend yield, capital gains, and any other income generated from your investment. It’s also crucial to keep in mind the risks associated with investing, including market fluctuations and economic uncertainties.
Consulting with a financial advisor or conducting thorough research would be beneficial in making informed investment decisions tailored to your financial goals and risk tolerance.